In the following video I give you my prediction on the East Bay Area Real Estate Market and what it means to those using a VA home Loan. Specifically I discuss what will happen with interest rates, pricing, and home inventory levels. Fell free to share and as always just give me a call to ...]]>

In the following video I give you my prediction on the East Bay Area Real Estate Market and what it means to those using a VA home Loan. Specifically I discuss what will happen with interest rates, pricing, and home inventory levels. Fell free to share and as always just give me a call to discuss your specific needs.

The east bay area real estate market continues to see inventory fall will prices go up. In the following video I discuss just what the market is like today and where it is headed into the elections and holiday.

Take a look and give me a call with any questions.

The crazy financial times that we are living in are causing some concerns over interest rates and what it may mean for VA ...]]>

In the following video, Michael Caires and I discuss what is going on in the world financial markets which will most likely have an affect on the interest rates for VA home loans.

The crazy financial times that we are living in are causing some concerns over interest rates and what it may mean for VA home loans

What we regularly see is an uneducated listing agent who does not understand the VA home loan process.  This is one of the ...]]>

In today’s crazy market of lower inventory, rising home prices, and multiple offers we are finding that it has become more difficult for users of VA home loans to get an offer accepted.

What we regularly see is an uneducated listing agent who does not understand the VA home loan process.  This is one of the primary reason’s that we established this site. It’s intent is not only to educate the VA buyer but to also educate the community  of real estate agents who may need to overcome some preconceived notions regarding VA loans. I do expect to see more inventory it the market later this year which should help prices to stabilize and the market to become more centered. The result of this will be more opportunity for VA home loan users. Also, we have been able to help several people close homes while using the VA home loan this year so it can be done but you will need to be a bit patient.

The inventory levels of active homes on the market are at records lows ...]]>

If you are in the market for a new home than you most likely know that finding a home is not the easiest thing to do right now. And when using a VA Home Loan it has become even a little more difficult.

The inventory levels of active homes on the market are at records lows and with interest rates as low as they are we are seeing many people looking to purchase a home. Additionally we are hearing from many economists that we may have hit bottom for prices and in fact we are seeing price increases in many markets.

What has made it more difficult for users of VA Home Loans to get their offers accepted is the large number of conventional and all cash offers which are traditionally more attractive to seller’s. My recommendation if you are buying with a VA Home Loan is to be patient and do you homework on the home prior to scheduling a visit. When you work with us we always make sure that the home is a good candidate for a VA Home Loan even before we schedule an appointment to see it. This keeps you from wasting time and from falling in love with a home that is not a viable option.

In the following video Michael Caires and I discuss what is going on with interest rates and how they are being effected by global and federal policies. This does have an impact on VA Home Purchases and interest rates you will be paying.  Please take a look and give me a call with any questions.

In the attached video I present an economic update for both our National and local economy. I pay particular attention to our Bay Area Real Estate Market and what that means for buyers and seller’s. This should be of interest to anyone using a VA Home Loan to Purchase in today’s market.

The Q2/2012 Economic Update.

While we have never seen a better time to buy due ...]]>

In the following video I discuss the current economic state in our country and the world. I pay particular attention to the Bay Area Real Estate Market. This does have a direct effect on the use of a VA Home Loan to purchase a home.

While we have never seen a better time to buy due to low interest rates and greater affordability, we are seeing many homes being sold in multiple offer situations. Because of the general lack of understanding regarding VA Home Loans we are finding it more difficult to get offers using a VA loan get accepted. However, we are helping many people buy with the great VA benefit.

Please take a look and give me a call for a FREE consultation.

The Q2 2012 Economic Update.

In many ...]]>

One thing that is crystal clear in today’s Bay Area Real Estate Market is that cash is king. With the current market we are seeing multiple offers at many price points and in many area’s. If you are utilizing a VA loan to buy a Bay Area home you will need to show patience.

In many cases we are seeing people, who would like to use the VA home loan benefit to purchase a Bay Area home, become frustrated and discouraged because they keep getting beat out in multiple offer situations. What you need to realize is that from a seller’s perspective they are looking at all offers with the filter of likelyhood to close escrow and net profit. In a multiple offer situation where some offers are all cash buyers can offer higher than the home will appraise because there is no loan contingency. With a VA loan the bank will only loan on homes that appraise. Also, with the VA home loan the seller is responsible for making sure that the home is in good condition. With offers that are all cash or conventional the home condition criteria does not apply.

My message is to not get discouraged but to be patient. We have been able to help many buyers who have used a VA Home Loan to buy Bay Area Real Estate actually buy. Even in today’s market!

For more information, or to ask questions specific to your situation, please call at (925) 984-3992

What we know is that at the lower price points the ...]]>

The low inventory numbers throughout the Bay Area has caused the Bay Area Real Estate Market to shift and transform into more of a seller’s market. This has had a definite effect on those wanting to acquire Bay Area Real Estate with a VA Loan.

What we know is that at the lower price points the market has shifted and we regularly see bidding wars with escalating prices. My recommendation to you who are buying with the use of a VA loan is to be aligning yourself with an agent and lender who know what you can and can’t do in order to make your offer more appealing. Buying Bay Area Real Estate while using a VA loan will take more work on your agent and lender’s part however a well crafted offer along with our ability to communicate with listing agents will go a long way in helping to secure the property. Unfortunately we cant win them all. There are cases where offers come in at “All Cash” with no contingencies. These are the most attractive offers to sellers because the risk of escrow falling out is slim. However, we have been able to secure homes in the Bay Area with VA loans that had multiple offers on them.

Give us a call or email to discuss your specific situation.